Is mental health a pre existing condition - can
A MUM-of-two with a rare illness has died from a brain bleed 10 days after getting the AstraZeneca vaccine. Kimberley Lockwood, 34, who lives in Rotherham, South Yorkshire, died from a "catastrophic brain bleed". She suffered from idiopathic intracranial hypertension IIH - a disorder which causes increased pressure around the brain, caused by fluid. And Kimberley's husband Damien, 41, said she had been managing her condition with medicine and regular hospital visits but that her condition worsened days after she got the vaccine. He said: "On March 22 she went to work as normal He added that those symptoms were common for people who had IIH, and that Kimberley needed a lumbar puncture, something she'd had before. Her brother took her to hospital so that Mr Lockwood could look after the couple's children Jayden, 13 and Jax, six. A blood test discovered that Kimberley suffered from a low platelet count and needed a vitamin K transfusion. Intracranial hypertension IH is a build-up of pressure around the brain. is mental health a pre existing conditionTeam Acko Apr 19, If you are an employer, then offering a Group Medical Cover to your employees is a way of weaving a financial safety net for them. It is a declaration that you care for their well-being. However, choosing such a cover should not be dondition mere task. Pick a cover that offers wide-ranging benefits and be aware of the details.
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For example, you should know if a Group Insurance Policy covers pre-existing conditions of the employees. Exisying ahead to know the details surrounding pre-existing diseases coverage in Group Health Insurance. Yes, Group Insurance Schemes do cover pre-existing diseases. Most Company Health Insurance policies offer such coverage as a part of their generic plan. If not, then it can be availed by purchasing an add-on like a pre-existing disease waiver.
Introduction
A pre-existing disease is a medical condition with which the policyholder is diagnosed before buying the policy. For example, if an employee has diabetes, then it will be considered as a pre-existing disease when the employee is enrolled under the Group Mediclaim Policy. Examples of Pre-existing Disease include thyroid, hypertension, cancer, asthma, etc. Unlike an individual cover, a Group Insurance Policy is not usually issued for all employees.
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Instead, a master policy is issued in the name of the employer or concerned authority. Employees often receive policy cards featuring their names. If you any individual seeking health insurance are buying an Individual Health Insurance Policy, you might be required to undergo a few tests and then the insurer s offer you a policy and charge the premium accordingly.
However, in a Group Health Plan, there is no requirement of a test. Insurance for employees is a generalised plan with the option to customise it at an individual level by paying extra for top-up plans or add-on covers.
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Pre-existing diseases usually get covered automatically in Group Health Insurance as per the terms and conditions. Employees might be required to declare these pre-existing diseases upfront before being covered under the plan. If you opt for additional coverage at an individual level, the appropriate existig shall be applicable, and you might be required to undergo specific tests before pre-existing diseases are covered in the policy.]
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